Saturday, January 22, 2011

Commercial Auto Insurance: Know The Facts

Commercial Auto Insurance is required to the traders or businessmen who own cars, trucks, lorries and other vehicles to operate their businesses. To run businesses smoothly, an appropriate commercial auto policy
is taken which guarantees quality insurance and adequate coverage. Policy having the competitive rates and low premiums is most viable on the part of policy holders.

Advantages of a Commercial Auto Insurance:

1. A commercial auto insurance policy covers both the vehicle and the driver in case of loss or damage to the automobile and injury to the driver, following an accident.

2. Customized and personalized auto insurance policies are also available for the individual needs of the customer. They can be registered as per the specific needs.

3. A commercial auto policy act as a shield against the losses incurred in case of commercial vehicle accidents.


The Features to be Included in a Commercial Auto Insurance Policy :


1. All kinds of commercial vehicles starting from a lorry to three-wheeler carrier should be given coverage under the insurance.

2. Drivers should also be included under the coverage of the policy.

3. Small and medium size traders should opt for fulfilling their specific requirements in a Commercial Auto Insurance Policy.

4. Commercial vehicles belonging to all kinds of businesses including the newly started ventures must be brought under a Commercial Auto Insurance.

5. There should a freedom for business organizations opting for Commercial Auto Insurance to seek different Pay Plan Options for the payment of the premiums of their policies.

6. A Commercial Auto Insurance policy holder should be given assistance from Customer Care 24x7 for its vehicular insurance queries.

7. The facility of Superior Claim Service should be provided to the auto insurance policy holders without making delay as the vehicles damaged in an accident require quick reparation for the bringing the business back on track.

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